Monthly Repayment |
HKD$22,572
|
Initial Payment |
HKD$2.04 Millions
|
Loan Amount |
HKD$4.76 Millions
|
Total interest |
HKD$2.01 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$204,000
|
Legal Fee |
HKD$34,500
|
Agency Fee |
HKD$68,000
|
Total Expense |
HKD$306,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 58696 | 41699 | 32551 | 28488 | 21890 | 17939 | 15310 |
1.5% | 59729 | 42740 | 33603 | 29547 | 22969 | 19036 | 16427 |
2% | 60772 | 43798 | 34676 | 30631 | 24080 | 20175 | 17593 |
2.5% | 61828 | 44872 | 35770 | 31739 | 25223 | 21354 | 18807 |
3% | 62895 | 45962 | 36886 | 32871 | 26398 | 22572 | 20068 |
3.5% | 63973 | 47069 | 38022 | 34028 | 27606 | 23829 | 21374 |
4% | 65063 | 48192 | 39180 | 35209 | 28844 | 25125 | 22724 |
4.5% | 66164 | 49331 | 40358 | 36413 | 30114 | 26457 | 24118 |
5% | 67277 | 50487 | 41557 | 37641 | 31413 | 27826 | 25552 |
5.5% | 68401 | 51658 | 42777 | 38893 | 32743 | 29230 | 27026 |
6% | 69536 | 52845 | 44016 | 40167 | 34102 | 30668 | 28538 |