Monthly Repayment |
HKD$13,609
|
Initial Payment |
HKD$1.23 Millions
|
Loan Amount |
HKD$2.87 Millions
|
Total interest |
HKD$1.21 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$61,500
|
Legal Fee |
HKD$25,500
|
Agency Fee |
HKD$41,000
|
Total Expense |
HKD$128,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35390 | 25142 | 19626 | 17176 | 13198 | 10816 | 9231 |
1.5% | 36013 | 25770 | 20260 | 17815 | 13849 | 11478 | 9904 |
2% | 36642 | 26407 | 20907 | 18468 | 14518 | 12164 | 10608 |
2.5% | 37278 | 27055 | 21567 | 19136 | 15208 | 12875 | 11339 |
3% | 37922 | 27712 | 22240 | 19819 | 15916 | 13609 | 12100 |
3.5% | 38572 | 28380 | 22925 | 20517 | 16644 | 14367 | 12887 |
4% | 39229 | 29057 | 23623 | 21229 | 17391 | 15148 | 13701 |
4.5% | 39893 | 29744 | 24333 | 21955 | 18157 | 15952 | 14541 |
5% | 40564 | 30440 | 25056 | 22695 | 18940 | 16777 | 15406 |
5.5% | 41242 | 31147 | 25792 | 23450 | 19742 | 17624 | 16295 |
6% | 41926 | 31862 | 26539 | 24218 | 20561 | 18491 | 17207 |