Monthly Repayment |
HKD$79,667
|
Initial Payment |
HKD$11.2 Millions
|
Loan Amount |
HKD$16.8 Millions
|
Total interest |
HKD$7.1 Millions
|
complete insurance payment |
HKD$50,400 (0.3%)
|
Stamp Duty |
HKD$1,190,000
|
Legal Fee |
HKD$87,500
|
Agency Fee |
HKD$280,000
|
Total Expense |
HKD$1,607,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 207164 | 147174 | 114888 | 100547 | 77262 | 63314 | 54035 |
1.5% | 210808 | 150849 | 118600 | 104284 | 81067 | 67189 | 57980 |
2% | 214492 | 154582 | 122387 | 108109 | 84988 | 71207 | 62096 |
2.5% | 218217 | 158373 | 126249 | 112020 | 89023 | 75367 | 66380 |
3% | 221983 | 162222 | 130186 | 116017 | 93172 | 79667 | 70829 |
3.5% | 225789 | 166128 | 134198 | 120100 | 97433 | 84104 | 75439 |
4% | 229635 | 170091 | 138283 | 124267 | 101804 | 88676 | 80205 |
4.5% | 233522 | 174112 | 142442 | 128518 | 106285 | 93379 | 85123 |
5% | 237449 | 178190 | 146674 | 132853 | 110872 | 98211 | 90186 |
5.5% | 241416 | 182324 | 150977 | 137270 | 115565 | 103166 | 95388 |
6% | 245423 | 186514 | 155353 | 141767 | 120360 | 108242 | 100724 |