Monthly Repayment |
HKD$10,476
|
Initial Payment |
HKD$0.95 Millions
|
Loan Amount |
HKD$2.21 Millions
|
Total interest |
HKD$0.93 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$15,700
|
Legal Fee |
HKD$20,780
|
Agency Fee |
HKD$31,560
|
Total Expense |
HKD$68,040
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27242 | 19353 | 15107 | 13221 | 10159 | 8325 | 7105 |
1.5% | 27721 | 19836 | 15595 | 13713 | 10660 | 8835 | 7624 |
2% | 28205 | 20327 | 16093 | 14216 | 11175 | 9363 | 8165 |
2.5% | 28695 | 20826 | 16601 | 14730 | 11706 | 9910 | 8729 |
3% | 29190 | 21332 | 17119 | 15256 | 12252 | 10476 | 9314 |
3.5% | 29691 | 21845 | 17647 | 15793 | 12812 | 11059 | 9920 |
4% | 30197 | 22367 | 18184 | 16341 | 13387 | 11660 | 10547 |
4.5% | 30708 | 22895 | 18731 | 16900 | 13976 | 12279 | 11193 |
5% | 31224 | 23431 | 19287 | 17470 | 14579 | 12914 | 11859 |
5.5% | 31746 | 23975 | 19853 | 18051 | 15196 | 13566 | 12543 |
6% | 32273 | 24526 | 20428 | 18642 | 15827 | 14233 | 13245 |