Monthly Repayment |
HKD$31,076
|
Initial Payment |
HKD$4.5 Millions
|
Loan Amount |
HKD$4.5 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$270,000
|
Legal Fee |
HKD$40,000
|
Agency Fee |
HKD$90,000
|
Total Expense |
HKD$400,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 55490 | 39421 | 30773 | 26932 | 20695 | 16959 | 14473 |
1.5% | 56466 | 40406 | 31767 | 27933 | 21714 | 17997 | 15530 |
2% | 57453 | 41406 | 32782 | 28957 | 22764 | 19073 | 16632 |
2.5% | 58451 | 42421 | 33816 | 30005 | 23845 | 20187 | 17780 |
3% | 59459 | 43452 | 34871 | 31076 | 24956 | 21339 | 18972 |
3.5% | 60479 | 44498 | 35945 | 32169 | 26098 | 22528 | 20207 |
4% | 61509 | 45560 | 37040 | 33285 | 27269 | 23752 | 21483 |
4.5% | 62550 | 46637 | 38154 | 34424 | 28469 | 25012 | 22800 |
5% | 63602 | 47729 | 39287 | 35585 | 29698 | 26306 | 24156 |
5.5% | 64665 | 48836 | 40440 | 36768 | 30954 | 27633 | 25550 |
6% | 65738 | 49959 | 41612 | 37973 | 32239 | 28993 | 26979 |